Pocket Book Savings Tip of the Week for Feb. 2

Pack your lunch at home and take it to work, do not buy lunch out.

This is perhaps the easiest tip anyone can follow and it is a much healthier option than any fast food lunch you would pick up in a rush. Leftovers are the perfect lunch choice for people who work outside the home. All you have to do is prepare a little extra when you are making dinner and then after dinner simply put the extra into a small container to take with you to work the next day. The average cost of a “value meal” from any fast food place is about $4.50 for one meal. Let’s look at the savings over time if you stopped driving through the drive through window for your lunch:

1 day: $4.50
1 week: $22.50
1 month: $90.00
1 year: $1080.00

It’s unbelieveable that by simply packing some leftovers from your dinner the night before for your lunch can save you over $1000 a year! That amount is for one single person. Think about if you were a married couple with both people working full time. That would be a savings of over $2000 a year!

I know that there may be times that you don’t have leftovers, those are the days that you remember that you can never be to old for a good peanut butter and jelly sandwich.

Pocket Book Savings Tip of the Week for January 22nd

Make your coffee at home, do not swing through the drive through for a cup.

You might not realize how much money this simple tip will save you, but over time it can really add up. For example my husband loves his Starbucks! Unfortunately our pocket books do not love his Starbucks! He goes for the big cup with an extra shot in it (honestly I have no clue what the extra shot is since I am not a coffee lover myself but I know it isn’t alcoholic since it is from Starbucks, LOL!). Anyway, his coffee runs around $3.50 a cup! OUCH! Now occasionally that $3.50 wouldn’t break the bank, but if my DH had his way he would drink one every day that he had to go to work, something about it helps him to deal with some of the people who shop at Home Depot and also some of his fellow employees. Let’s look at the savings that could be had from simply making his morning coffee at home and sending it with him in an insulated cup…

1 day: $3.50
1 week: $17.50
1 month: $70.00
1 year: $840.00

Can you believe that one small action can save you over $800 a year? I know that not everyone drinks the same cup of coffee that my husband does but the results will be similar. You will save a lot more money by making your own cup of coffee rather than swinging through the drive through.